Rewardsi

Worth knowing

S$11,402.14 on Mari Credit Card earned nothing — mostly Bright Vision Community Hospital (S$1,623.88), Cartwell (S$1,042.26). CITI Premiermiles World Master pays 1.20 mpd at Bright Vision Community Hospital.
S$4,913.57 on DBS Woman's World Mastercard earned nothing — mostly Msig Insurance (S$1,226.96), Split Theatre (S$1,024.66). Trust Cashback Card pays 1.00% at Msig Insurance, but only once S$500.00 more has gone on it this cycle.
S$2,297.81 on CITI Rewards World Mastercard earned nothing — mostly Cfa Expenses (S$1,167.83), Split Theatre (S$822.73). Trust Cashback Card pays 1.00% at Cfa Expenses, but only once S$500.00 more has gone on it this cycle.
Preferred Visa awards in S$5.00 blocks and rounds each purchase DOWN, which cost S$1,168.09. Nudging a S$9.00 purchase to S$10.00 earns the extra block.

Month by month

Miles earned148,774 miover 12 months

Averaging 12,398 miles a month at 2.35 mpd over the period.

LADY'S SOLITAIRE CARD26%
DBS YUU VISA19%
CITI REWARDS WORLD MASTERCARD19%
PREFERRED VISA14%
DBS WOMAN'S WORLD MASTERCARD9%
DBS YUU AMERICAN EXPRESS8%
AMEX SINGAPORE AIRLINES BUSINESS4%
CITI PREMIERMILES WORLD MASTER1%
VISA SIGNATURE0%
HSBC VISA REVOLUTION0%

Bars are miles; the line is the blended rate on the right, over ALL spend on miles cards that month — including spend those cards excluded.

Cashback earnedS$900.20over 11 months

Averaging S$81.84 a month at 1.44% over the period.

0.5

1.5

Trust Cashback Card37%
UOB ONE CARD35%
MARI CREDIT CARD27%

Bars are cashback; the line is what that came to as a percentage of ALL spend on cashback cards that month.

Your miles balance

Everything, in milesi

227,089

Programme	Card	Balance	Miles	Expiring	As of
yuu Points	Shared across DBS YUU AMERICAN EXPRESS and DBS YUU VISA	377,612	104,892	15,106 on 30 Nov 2026 108 days	2 Aug 2026
ThankYou Points	CITI REWARDS WORLD MASTERCARD	135,512	54,205	needs your approval date	7 Aug 2026
UNI$	Shared across PREFERRED VISA, LADY'S SOLITAIRE CARD and VISA SIGNATURE	26,496	52,992	nothing due to 30 Sep 2026	24 Jul 2026
DBS Points	DBS WOMAN'S WORLD MASTERCARD	6,982	13,964	5,952 by 31 Jul 2027 351 days est.	27 Jul 2026
Citi Miles	CITI PREMIERMILES WORLD MASTER	522	522	never expires	7 Aug 2026
HighFlyer points	AMEX SINGAPORE AIRLINES BUSINESS	429	429	491 by 31 Mar 2029 960 days est.	25 Mar 2026
HSBC Rewards	HSBC VISA REVOLUTION	254	85	nothing due to 30 Nov 2026	14 Jul 2026
Everything, in miles			227,089	Points programmes only — cashback is money, not miles.

Which of your cards actually paysi

Miles cards

DBS YUU VISADBS yuu Visa Card3.55 mpd3.55 mpd over all spendS$8,168.70 of S$8,168.70 earned · 9 cycles

LADY'S SOLITAIRE CARDUOB Lady's Solitaire Card3.17 mpd3.17 mpd over all spendS$16,291.73 of S$16,302.20 earned · 16 cycles

CITI REWARDS WORLD MASTERCARDCiti Rewards World Mastercard3.05 mpd2.57 mpd over all spendS$12,369.30 of S$14,667.11 earned · 16 cycles

DBS WOMAN'S WORLD MASTERCARDDBS Woman's World Card3.02 mpd1.56 mpd over all spendS$5,225.07 of S$10,138.64 earned · 13 cycles

PREFERRED VISAUOB Preferred Platinum Visa2.50 mpd2.43 mpd over all spendS$10,685.07 of S$10,988.09 earned · 16 cycles

VISA SIGNATUREUOB Visa Signature Card2.49 mpd2.46 mpd over all spendS$2,043.39 of S$2,066.48 earned · 2 cycles

AMEX SINGAPORE AIRLINES BUSINESSAmerican Express Singapore Airlines Business Credit Card1.97 mpd1.97 mpd over all spendS$3,225.73 of S$3,225.73 earned · 8 cycles

CITI PREMIERMILES WORLD MASTERCiti PremierMiles Card1.19 mpd1.19 mpd over all spendS$783.86 of S$783.86 earned · 12 cycles

DBS YUU AMERICAN EXPRESSDBS yuu American Express Card1.13 mpd1.12 mpd over all spendS$14,944.59 of S$15,029.74 earned · 15 cycles

HSBC VISA REVOLUTIONHSBC Revolution Credit Card0.33 mpd0.33 mpd over all spendS$73.02 of S$73.02 earned · 1 cycle

Cashback cards

MARI CREDIT CARDMari Credit Card1.46%0.93% over all spendS$20,286.85 of S$31,688.99 earned · 14 cycles

Trust Cashback CardTrust Cashback Card1.32%1.32% over all spendS$36,401.08 of S$36,401.08 earned · 6 cycles

Points expiry schedule

Expires	Card	Points	Worth	In	Source
30 Nov 2026 yuu Points	Shared across DBS YUU AMERICAN EXPRESS and DBS YUU VISA	15,106	S$75.53	108 days	printed
31 Jul 2027 DBS Points	DBS WOMAN'S WORLD MASTERCARD	5,952	S$226.18	351 days	estimate
31 Mar 2029 HighFlyer points	AMEX SINGAPORE AIRLINES BUSINESS	491	S$9.33	960 days	estimate

* Below the minimum transfer block — these points cannot be moved on their own, so the value shown is notional. Rows marked stale come from a statement over 60 days old.