Which card?i
Worth knowing
- Bright Vision Community Hospital took S$1,623.88 on Mari Credit Card and earned nothing. CITI Premiermiles World Master pays 1.20 mpd there.
- Msig Insurance took S$1,226.96 on DBS Woman's World Mastercard and earned nothing. Trust Cashback Card pays 1.00% there, but only once S$500.00 more has gone on it this cycle.
- Cfa Expenses took S$1,167.83 on CITI Rewards World Mastercard and earned nothing. Trust Cashback Card pays 1.00% there, but only once S$500.00 more has gone on it this cycle.
- Cartwell took S$1,042.26 on Mari Credit Card and earned nothing. HSBC Visa Revolution pays 3.33 mpd there.
Which card to use?i
Which card to get?i
All cards we knowi
In your wallet
American Express Singapore Airlines Business Credit CardAMEX2.00 mpdsingapore airlines and scoot bookingsThe only card here that earns KrisFlyer miles directly, at 1.2 mpd on everything with no cap and no minimum — but just 2 mpd on SIA itself, not the 8 the marketing implies, and it carries a S$400 fee.Official terms ↗
Citi PremierMiles CardCITI2.20 mpdoverseas spend2.2 mpd on anything bought overseas, uncapped and with no minimum — the card for a long trip. Local spend drops to 1.2 mpd, so it is a poor everyday choice.Official terms ↗
Citi Rewards World MastercardCITI4.00 mpdonline spend (excluding travel)4 mpd on online spend, the best online rate in this wallet — but only on the first S$1,000 each statement month, and travel bookings are excluded from it.Official terms ↗
DBS Woman's World CardDBS4.00 mpdonline spend, overseas4 mpd online, local and overseas, on S$1,000 of each per month — but anything bought in a shop earns 0.2 mpd, which is close to nothing.Official terms ↗
DBS yuu American Express CardDBS0.50%charge+ (no bonus on american express)The same 18% back as the yuu Visa, with its own separate 28,800-point monthly cap — so holding both doubles the allowance. Needs S$800 a month and four participating merchants; note American Express is not accepted at 7-Eleven, and Charge+ pays this card no bonus.Official terms ↗
DBS yuu Visa CardDBS18.00%simplygo, minimum metUp to 18% back at yuu merchants and on SimplyGo — the highest rate in the wallet — but only once S$800 of spend lands in the calendar month, and everything else earns 0.5%.Official terms ↗
HSBC Revolution Credit CardHSBC6.66 mpdonline or contactless at an eligible merchant (ega s$50k)4 mpd online or contactless with no annual fee ever, on S$1,000 a month — but only at merchants on HSBC's eligible list, which is narrower than it sounds.Official terms ↗
Mari Credit CardMARIBANK1.50%overseas spend in foreign currencyA flat 1.5% on everything, local or overseas, with no minimum and no fee — the card that needs no thought. Overseas spend stops earning entirely past S$1,500 a month.Official terms ↗
Trust Cashback CardTRUST16.00%preferred category at s$2,000/month (15% + 1%)16% back on one category you pick — the highest headline rate anywhere here — but it needs S$2,000 through the card every month and the rebate stops at S$250 a QUARTER, so it is worth about S$1,000 a year at most.Official terms ↗
UOB Lady's Solitaire CardUOB4.00 mpdpreferred rewards category4 mpd on two categories you choose, S$750 each per month, with no minimum spend to unlock it — the least demanding 4 mpd card here. Everything outside those categories earns 0.4 mpd.Official terms ↗
UOB One CardUOBS$60–S$200 per quarterall qualifying spend (earns via the quarterly award, not per dollar)Up to S$200 a quarter in rebate, paid as a lump sum rather than per dollar — so it rewards steady spending and pays nothing at all in a quarter where any month falls below S$600.Official terms ↗
UOB Preferred Platinum VisaUOB4.00 mpdmobile contactless payments and simplygo4 mpd on mobile contactless and on online spend at listed merchant categories, with no minimum — but the cap is S$600 for EACH, separately, and online only counts at retail, dining and entertainment codes.Official terms ↗
UOB Visa Signature CardUOB4.00 mpdoverseas and foreign-currency spend4 mpd on contactless and on overseas spend — but each needs S$1,000 in the statement month before it pays anything, and below that threshold the whole card earns 0.4 mpd.Official terms ↗
Not in your wallet
- Every card we have rules for is already in your wallet.