Aski
The Mari Credit Card's cycle closes in 6 days, on 20 August 2026, which is within the next week. It has spent $0 this cycle, earned $0 cashback, and has $1,500 headroom left to its overseas spend cap. No other card's cycle closes within the next week.
How this was worked out — 1 tool call(s)
| VISA SIGNATURE | S$1,263.5 | To unlock bonus | 10d |
| LADY'S SOLITAIRE CARD | S$660.2 | Left to Preferred Rewards Category — Dining cap | 17d |
| DBS WOMAN'S WORLD MASTERCARD | S$326.76 | Left to Online spend, overseas cap | 14d |
| PREFERRED VISA | S$299.38 | Left to Mobile contactless payments and SimplyGo cap | 17d |
| DBS YUU VISA | S$198 | Left to min. spend | 17d |
| Trust Cashback Card | S$184.4 | Left to min. spend | 35d |
| AMEX SINGAPORE AIRLINES BUSINESS | S$0 | — | 11d |
| CITI PREMIERMILES WORLD MASTER | S$0 | — | 24d |
| CITI REWARDS WORLD MASTERCARD | S$0 | Left to Online spend (excluding travel) cap | 24d |
| DBS YUU AMERICAN EXPRESS | S$0 | Left to min. spend | 17d |
| HSBC VISA REVOLUTION | S$0 | Left to Online or contactless at an eligible merchant cap | 17d |
| MARI CREDIT CARD | S$0 | Left to Overseas spend in foreign currency cap | 6d |
| UOB ONE CARD | S$0 | Left to min. spend | 71d |
The best earning card depends on whether you value miles or cashback. For miles, the DBS yuu Visa Card has the highest realised rate at 3.55 mpd, earning 29,025 miles on S$8,168.70 of spend. However, the UOB Lady's Solitaire Card earned the most miles overall at 51,680 miles, with a realised rate of 3.17 mpd on S$16,302.20 of spend. For cashback, the Trust Cashback Card has the highest realised rate at 1.32%, earning S$479.12 on S$36,401.08 of spend. The UOB One Card earned S$360.00 in cashback but its realised rate is reported as 0% because it pays a flat award per period, so its effective rate is better measured by its blended rate of 2.02%. Overall, if you prioritise miles, the DBS yuu Visa Card offers the best rate, but the Lady's Solitaire Card has delivered the most miles. For cashback, the Trust Cashback Card is the most consistent earner.
How this was worked out — 2 tool call(s)
{
"requestedFrom": null,
"requestedTo": null,
"coveredFrom": "2025-03-19",
"coveredTo": "2026-09-18",
"totalMiles": 190167,
"totalCashbackSgd": 1134.75,
"totalSpendSgd": 167347.9,
"totalBlockWasteSgd": 1966.81,
"cards": [
{
"card": "LADY'S SOLITAIRE CARD",
"family": "miles",
"program": "KrisFlyer",
"paysFlatAwardPerPeriod": false,
"earned": 51680,
"earnedLabel": "51,680 miles",
"realisedRate": 3.17,
"blendedRate": 3.17,
"rateUnit": "mpd",
"spendSgd": 16302.2,
"spendThatEarnedNothingSgd": 10.47,
"blockWasteSgd": 495.97,
"cyclesCovered": 16
},
{
"card": "Trust Cashback Card",
"family": "cashback",
"program": "Cashback",
"paysFlatAwardPerPeriod": false,
"earned": 47912,
"earnedLabel": "S$479.12 cashback",
"realisedRate": 1.32,
"blendedRate": 1.32,
"rateUnit": "%",
"spendSgd": 36401.08,
"spendThatEarnedNothingSgd": 0,
"blockWasteSgd": 0,
"cyclesCovered": 6
},
{
"card": "CITI REWARDS WORLD MASTERCARD",
"family": "miles",
"program": "KrisFlyer",
"paysFlatAwardPerPeriod": false,
"earned": 37693,
"earnedLabel": "37,693 miles",
"realisedRate": 3.05,
"blendedRate": 2.57,
"rateUnit": "mpd",
"spendSgd": 14667.11,
"spendThatEarnedNothingSgd": 2297.81,
"blockWasteSgd": 0,
"cyclesCovered": 16
},
{
"card": "UOB ONE CARD",
"family": "cashback",
"program": "Cashback",
"paysFlatAwardPerPeriod": true,
"earned": 36000,
"earnedLabel": "S$360.00 cashback",
"realisedRate": 0,
"blendedRate": 2.02,
"rateUnit": "%",
"spendSgd": 17814.26,
"spendThatEarnedNothingSgd": 17814.26,
"blockWasteSgd": 0,
"cyclesCovered": 5
},
{
"card": "MARI CREDIT CARD",
"family": "cashback",
"program": "Cashback",
"paysFlatAward| VISA SIGNATURE | S$1,263.5 | To unlock bonus | 10d |
| LADY'S SOLITAIRE CARD | S$660.2 | Left to Preferred Rewards Category — Dining cap | 17d |
| DBS WOMAN'S WORLD MASTERCARD | S$326.76 | Left to Online spend, overseas cap | 14d |
| PREFERRED VISA | S$299.38 | Left to Mobile contactless payments and SimplyGo cap | 17d |
| DBS YUU VISA | S$198 | Left to min. spend | 17d |
| Trust Cashback Card | S$184.4 | Left to min. spend | 35d |
| AMEX SINGAPORE AIRLINES BUSINESS | S$0 | — | 11d |
| CITI PREMIERMILES WORLD MASTER | S$0 | — | 24d |
| CITI REWARDS WORLD MASTERCARD | S$0 | Left to Online spend (excluding travel) cap | 24d |
| DBS YUU AMERICAN EXPRESS | S$0 | Left to min. spend | 17d |
| HSBC VISA REVOLUTION | S$0 | Left to Online or contactless at an eligible merchant cap | 17d |
| MARI CREDIT CARD | S$0 | Left to Overseas spend in foreign currency cap | 6d |
| UOB ONE CARD | S$0 | Left to min. spend | 71d |